The combination of the activities of Cetelem and UCB in May 2007 led to the creation of BNP Paribas Personal Finance, a body that is encompassed within the Retail banking sector.
This new entity created with the aim to meet all financial needs of individuals, taking advantage of the increasing overlap between consumer credit and mortgage credit. BNP Paribas Personal Finance aims to increase the supply and distribution channels in order to drive growth internationally and to promote the exchange of experience and resources.
www.bnpparibas-pf.com
Personal Finance activities
Consumer credit
N. # 1 in consumer credit in France and continental Europe, BNP Paribas Personal Finance is a partner of reference for the great banners of the distribution sector, for banking institutions, insurance companies and distributors in the automotive sector.
Specialist multitude of solutions for this market, BNP Paribas Personal Finance offers consumers a full range of products (conventional loans, car loans, credit lines or credit standing 'revolving') and services (consumer services and not financial), both directly and through its business partners. BNP Paribas Personal Finance is a pioneer in offering multi-channel and the current European leader in loans over the Internet.
Mortgage Credit
BNP Paribas Personal Finance advises and helps its clients realize all their building projects. BNP Paribas Personal Finance offers a wide range of mortgage products distributed directly or through intermediaries, always in close collaboration with real estate professionals.
Consumer products / mortgage
To respond to new consumer expectations, BNP Paribas Personal Finance completes its offer with some hybrid products: packages of mortgages and consumer loans, personal loans secured by mortgage, and widespread use in Central Europe on package deals credit / savings that can optimize a property acquisition from a financial standpoint. The convergence extends to the level of distribution channels in addition to telephone and Internet, the entire range of products can be distributed equally through the network of intermediaries.
Useful Resources
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